{"id":3105,"date":"2026-02-28T14:30:37","date_gmt":"2026-02-28T14:30:37","guid":{"rendered":"https:\/\/hankohub.com\/?p=3105"},"modified":"2026-02-28T14:30:39","modified_gmt":"2026-02-28T14:30:39","slug":"japan-new-arrival-checklist-foreigner-edition-12-steps-to-set-up-life-fast","status":"publish","type":"post","link":"https:\/\/hankohub.com\/ja\/japan-new-arrival-checklist-foreigner-edition-12-steps-to-set-up-life-fast\/","title":{"rendered":"Japan New Arrival Checklist (Foreigner Edition): 12 Steps to Set Up Life Fast"},"content":{"rendered":"<p>Moving to Japan is one of those life decisions that feels exciting right up until you&#8217;re standing in a ward office with a stack of documents you don&#8217;t fully understand, a Residence Card you&#8217;re not sure how to use, and a landlord waiting on a signed lease. The <strong>moving to Japan checklist<\/strong> most people find online covers the obvious stuff. This one goes further \u2014 it covers what actually trips foreigners up, in the order it actually needs to happen.<\/p>\n\n\n\n<p>Japan rewards preparation. The administrative system here is logical and remarkably well-organized, but it runs in sequence. Each step tends to unlock the next. Skip one and you hit a wall. Do them in the right order and you can have the essentials \u2014 address registered, phone working, bank account open, hanko in hand \u2014 sorted within your first two to three weeks.<\/p>\n\n\n\n<p>This guide is built for foreigners setting up life in Japan from scratch: new residents on work visas, people relocating for a partner, remote workers making the move permanent, and anyone who has realized that Japan requires a bit more intentional setup than most countries. Work through all 12 steps and you will be properly established faster than most expats manage in their first three months.<\/p>\n\n\n\n<p>If you still need the job, start with <a href=\"https:\/\/comfyscareer.com\/\">ComfysCareer<\/a> to find English-friendly roles before you finalize the rest of your setup.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Arrival Week Priorities<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-960x640.jpg\" alt=\"\" class=\"wp-image-3108\" srcset=\"https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-960x640.jpg 960w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-480x320.jpg 480w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-768x513.jpg 768w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-1536x1025.jpg 1536w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-2048x1367.jpg 2048w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-18x12.jpg 18w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-1320x881.jpg 1320w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-500x334.jpg 500w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/tokyo-shitamachi-street-woman-wearing-yukata-dress-2026-01-07-05-47-58-utc-800x534.jpg 800w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>The first week in Japan is not the time to settle in slowly. There is a 14-day legal window from the date you move into your address to register as a resident. Everything else on this list depends on that registration happening first.<\/p>\n\n\n\n<p>Your first stop is your local city office, ward office, or town hall \u2014 in Japanese, \u5e02\u533a\u753a\u6751\u5f79\u5834 (<em>shi-ku-ch\u014d-son yakuba<\/em>). If you are in Tokyo, each of the 23 wards has its own ward office. Search your area name plus \u533a\u5f79\u6240 to find the right one. In smaller cities and towns, there is typically one central municipal office.<\/p>\n\n\n\n<p>Bring every document you have: passport, Residence Card, and whatever proof of address you can pull together \u2014 a lease contract, a letter from your employer, or even a photo of a utility bill with your name and address. Staff at larger offices often speak some English or have multilingual forms available. It is worth calling ahead.<\/p>\n\n\n\n<p>The good news: steps 1, 2, and 3 below can all be handled in a single visit to the same office, often within an hour.<\/p>\n\n\n\n<p><strong>Your arrival week checklist:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Register your address (\u4f4f\u6c11\u767b\u9332, <em>j\u016bmin t\u014droku<\/em>) \u2014 do this within 14 days<\/li>\n\n\n\n<li>Have your new address printed on the back of your Residence Card<\/li>\n\n\n\n<li>Enroll in National Health Insurance (\u56fd\u6c11\u5065\u5eb7\u4fdd\u967a) at the same counter<\/li>\n\n\n\n<li>Apply for your My Number Card (\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9) \u2014 the card takes 3 to 4 weeks to arrive, so start immediately<\/li>\n\n\n\n<li>Request at least 2 to 3 copies of your J\u016bminhy\u014d (\u4f4f\u6c11\u7968, resident certificate) \u2014 you will need them repeatedly<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Residence Registration Basics<\/h2>\n\n\n\n<p>Residence registration is the foundation of all Japan paperwork for foreigners. Until you are registered at an address, you cannot open a bank account, sign a phone contract, get a local SIM on a proper plan, or do much of anything official. It is not optional and it is not bureaucratic fussiness \u2014 it is genuinely the first domino.<\/p>\n\n\n\n<p>The registration process itself is straightforward. You fill out a form at the counter, staff verify your documents, and within 15 to 30 minutes you are registered. The J\u016bminhy\u014d you receive is your proof of residence in Japan. Treat it like a utility \u2014 something you will need copies of regularly.<\/p>\n\n\n\n<p><strong>Common mistakes at this stage:<\/strong><\/p>\n\n\n\n<p>Many foreigners arrive expecting to handle everything digitally or by post. Japan&#8217;s administrative system, particularly at the municipal level, still runs largely in person. Trying to skip the city hall visit will cost you more time than it saves. A second common mistake is leaving the office with only one copy of the J\u016bminhy\u014d. It costs a few hundred yen per copy and you will use them for your bank application, your phone contract, and potentially your hanko registration. Get several while you are there.<\/p>\n\n\n\n<p>A third mistake: assuming your ward office visit can wait until the weekend. Many ward offices are closed on weekends, or open only on specific Saturday mornings. Check the hours before you go.<\/p>\n\n\n\n<p><strong>Micro-scenario:<\/strong> Priya arrived in Osaka on a Thursday, moved into her apartment, and planned to sort the paperwork &#8220;next week.&#8221; The following week she tried to open a bank account. The bank needed her J\u016bminhy\u014d. She had not registered yet. She had to go to the ward office first, then return to the bank two days later with copies. Two extra trips that a single organized visit in week one would have prevented.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Phone + Internet<\/h2>\n\n\n\n<p>You need a working phone number in Japan. Not just for personal use \u2014 your bank will send SMS verification codes to it, your landlord will contact you on it, and your employer&#8217;s HR system will likely require one during onboarding.<\/p>\n\n\n\n<p><strong>For a SIM card or phone plan<\/strong>, the most accessible options for new foreigners are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rakuten Mobile<\/strong> \u2014 flexible plans, English-language app, no long-term contract required, physical stores nationwide<\/li>\n\n\n\n<li><strong>IIJmio<\/strong> \u2014 reliable MVNO with good English support and competitive pricing<\/li>\n\n\n\n<li><strong>Major carriers (Docomo, SoftBank, au)<\/strong> \u2014 full service but often require a longer residency history and a credit check<\/li>\n<\/ul>\n\n\n\n<p>To sign up for any plan, you will need your Residence Card, passport, and a registered Japanese address. This is why Step 1 comes first.<\/p>\n\n\n\n<p><strong>For home internet<\/strong>, apply as early as possible. Fiber installation in Japan is fast and affordable \u2014 speeds are genuinely excellent \u2014 but the wait for a technician visit can run one to three weeks. The main providers are NTT Flets Hikari, SoftBank Hikari, au Hikari, and NURO Hikari. Many have English application pages or English-speaking support lines.<\/p>\n\n\n\n<p>While waiting for installation, a pocket WiFi rental or a high-data SIM plan will cover you. Both are available at major airports and online before you arrive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Bank Account + Salary Setup<\/h2>\n\n\n\n<p>Opening a <strong>bank account in Japan<\/strong> as a foreigner is one of the most discussed pain points in expat communities \u2014 and the frustration is legitimate. Requirements have tightened in recent years, documentation needs vary by institution, and some banks have historically been reluctant to open accounts for foreign nationals with short residency histories.<\/p>\n\n\n\n<p>That said, the landscape has improved. Here is what actually works:<\/p>\n\n\n\n<p><strong>Japan Post Bank (\u3086\u3046\u3061\u3087\u9280\u884c)<\/strong> remains the most accessible option for newly arrived foreigners. It accepts a wide range of documents, has branches and ATMs at every post office in the country, and the application process is relatively straightforward. For a first account, this is often the recommended starting point.<\/p>\n\n\n\n<p><strong>Online banks<\/strong> \u2014 Rakuten Bank, Sony Bank, PayPay Bank \u2014 do not require a hanko, often have English interfaces, and can be opened entirely online once you have your Residence Card and My Number. These are increasingly popular with foreign residents.<\/p>\n\n\n\n<p><strong>Traditional major banks<\/strong> (Mizuho, MUFG, SMBC) commonly require a ginko-in hanko, a longer period of residency, and sometimes an appointment. They are worth having eventually for salary deposits at certain employers, but they are not the easiest place to start.<\/p>\n\n\n\n<p><strong>Micro-scenario:<\/strong> James moved to Nagoya for a teaching position. His school&#8217;s payroll system required a specific major bank account. He went to open one in his second week, only to be told he needed a registered hanko and had been resident for less than six months. He opened a Japan Post Bank account for immediate use, asked his school to use that temporarily, and opened the major bank account three months later once he had his full documentation in order. It added steps, but it worked.<\/p>\n\n\n\n<p><strong>What you commonly need to open a bank account in Japan:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Residence Card<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>J\u016bminhy\u014d (resident certificate)<\/li>\n\n\n\n<li>My Number Card or notification slip<\/li>\n\n\n\n<li>Hanko \u2014 required at traditional banks, not required at most online banks<\/li>\n\n\n\n<li>Initial deposit (varies by bank, typically 1,000 to 10,000 yen)<\/li>\n<\/ul>\n\n\n\n<p>Once your account is open, provide your employer with your account number (\u53e3\u5ea7\u756a\u53f7), branch code (\u652f\u5e97\u756a\u53f7), bank name, and account holder name in katakana. Most payroll departments need this at least a week before your first payday. Set up automatic bill payments (\u53e3\u5ea7\u632f\u66ff) for utilities as soon as possible \u2014 it saves significant administrative overhead each month.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hanko Step (What to Buy First)<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-960x640.jpg\" alt=\"\" class=\"wp-image-3107\" srcset=\"https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-960x640.jpg 960w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-480x320.jpg 480w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-768x512.jpg 768w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-1536x1024.jpg 1536w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-2048x1365.jpg 2048w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-18x12.jpg 18w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-1320x880.jpg 1320w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-500x333.jpg 500w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/a-japanese-woman-stamps-her-personal-seal-on-a-doc-2026-01-08-22-18-31-utc-800x533.jpg 800w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>The hanko \u2014 your personal name seal \u2014 is one of the most distinctly Japanese elements of <strong>setting up life in Japan as a foreigner<\/strong>. In a country where stamped seals have historically carried legal weight comparable to a signature, understanding which type you need and when you need it is genuinely practical knowledge, not a cultural curiosity.<\/p>\n\n\n\n<p><strong>The three types you will encounter:<\/strong><\/p>\n\n\n\n<p><strong>Mitome-in (\u8a8d\u3081\u5370)<\/strong> is the everyday seal. Used for receiving packages, acknowledging workplace documents, and low-stakes daily interactions. Inexpensive, widely available, does not need to be registered anywhere.<\/p>\n\n\n\n<p><strong>Ginko-in (\u9280\u884c\u5370)<\/strong> is registered with your bank when you open an account. Used to authorize transactions and account changes at traditional banks. Should be kept separate from your mitome-in to reduce fraud risk.<\/p>\n\n\n\n<p><strong>Jitsu-in (\u5b9f\u5370)<\/strong> is your officially registered seal \u2014 recorded at city hall and certified via an <em>inkan sh\u014dmeisho<\/em> (\u5370\u9451\u8a3c\u660e\u66f8, seal registration certificate). Required for apartment lease contracts, purchasing a vehicle, taking out a loan, and other major legal transactions.<\/p>\n\n\n\n<p><strong>What to get first as a foreigner:<\/strong><\/p>\n\n\n\n<p>Most foreigners benefit from starting with a combined seal that functions as both mitome-in and ginko-in \u2014 one well-made seal covering everyday use and bank registration. Add a separate jitsu-in when you are ready to sign a lease or make a major purchase.<\/p>\n\n\n\n<p><strong>The foreigner-specific challenge<\/strong> is name rendering. Japanese hanko are traditionally made with kanji characters. For foreign names, the standard approach is katakana \u2014 the phonetic script used for non-Japanese words. Romaji (Latin letters) is also accepted at most banks and city halls, though katakana is generally considered more standard.<\/p>\n\n\n\n<p>Size matters too. Ginko-in seals commonly fall in the 13.5mm to 16.5mm diameter range. Jitsu-in must meet city hall registration specifications, which vary slightly by municipality. Getting the size or rendering wrong means the seal is rejected \u2014 at the bank counter, or at city hall \u2014 and you are starting over.<\/p>\n\n\n\n<p><strong>Micro-scenario:<\/strong> David registered his hanko at city hall for his apartment lease in Fukuoka. He had ordered a generic seal online without checking the size requirements. The seal was 12mm \u2014 too small to meet the ward office&#8217;s registration minimum. He had to order a new one, wait for delivery, and delay his lease signing by a week. His landlord was patient. Not all landlords will be.<\/p>\n\n\n\n<p><a href=\"https:\/\/hankohub.com\/ja\/\">HankoHub<\/a> is built specifically for this situation. They handle foreign name transliteration correctly, know the sizing requirements for banking and city hall registration across Japan, and produce seals that work the first time. If you want to check this step off without the guesswork, that is the practical next move.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n\n<p><strong>Do I need a hanko for foreigners to open a bank account in Japan?<\/strong><\/p>\n\n\n\n<p>It depends on the bank. Online banks \u2014 Rakuten Bank, Sony Bank, PayPay Bank \u2014 do not require one. Traditional banks commonly do. If your target bank requires a ginko-in, get your hanko made before your bank appointment. Arriving without one means a second trip.<\/p>\n\n\n\n<p><strong>What Japan paperwork do I absolutely need in the first 14 days?<\/strong><\/p>\n\n\n\n<p>Residence registration, Residence Card address update, and health insurance enrollment. These three steps unlock everything else. Everything else on this checklist can follow \u2014 these cannot wait.<\/p>\n\n\n\n<p><strong>Can I open a bank account without a My Number Card?<\/strong><\/p>\n\n\n\n<p>Often yes \u2014 your My Number notification slip is accepted at many banks while you wait for the physical card. Japan Post Bank is typically the most flexible. Requirements vary by institution, so check before you go.<\/p>\n\n\n\n<p><strong>How long does it realistically take to set up life in Japan as a foreigner?<\/strong><\/p>\n\n\n\n<p>Core setup \u2014 registration, phone, bank account, hanko \u2014 typically takes two to four weeks. The main bottlenecks are My Number Card delivery (three to four weeks) and home internet installation (one to three weeks). Both can be worked around in the meantime.<\/p>\n\n\n\n<p><strong>What is the difference between mitome-in, ginko-in, and jitsu-in?<\/strong><\/p>\n\n\n\n<p>Three tiers of officialness. Mitome-in: unregistered, everyday use. Ginko-in: registered at your bank, used for financial transactions. Jitsu-in: registered at city hall, legally certified, required for major contracts. Most foreigners start with one seal covering the first two, then add a jitsu-in when needed.<\/p>\n\n\n\n<p><strong>Do I need to speak Japanese to get through these steps?<\/strong><\/p>\n\n\n\n<p>Not fluently. Major city halls have multilingual staff or multilingual forms. Online banks have English interfaces. For hanko, using a service designed for foreign customers removes the language barrier from an otherwise detail-sensitive process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Next Steps<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-960x640.jpg\" alt=\"\" class=\"wp-image-3110\" srcset=\"https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-960x640.jpg 960w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-480x320.jpg 480w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-768x513.jpg 768w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-1536x1025.jpg 1536w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-2048x1367.jpg 2048w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-18x12.jpg 18w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-1320x881.jpg 1320w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-500x334.jpg 500w, https:\/\/hankohub.com\/wp-content\/uploads\/2026\/02\/business-corporate-people-working-concept-2026-01-07-23-42-49-utc-1-800x534.jpg 800w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p>Work through this checklist in order and most of the common friction points foreigners hit in Japan simply do not occur. The sequence matters more than speed \u2014 but speed still helps. The sooner your address is registered, the sooner everything else unlocks.<\/p>\n\n\n\n<p>The one step where getting it right the first time genuinely saves you time and hassle is the hanko. Name rendering, sizing, and seal type all have specific requirements that vary by purpose and institution. <a href=\"https:\/\/hankohub.com\/ja\/\">HankoHub<\/a> handles custom seals for foreigners with exactly this in mind \u2014 correct transliteration, correct sizing, ready to use for banking and city hall registration. If you are working through this list and the hanko step is coming up, that is where to go next.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Moving to Japan is one of those life decisions that feels exciting right up until you&#8217;re standing in a ward office with a stack of documents you don&#8217;t fully understand,<\/p>","protected":false},"author":9,"featured_media":3106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[281,173,279,278,280],"class_list":["post-3105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-bank-account-japan","tag-hanko-for-foreigners","tag-japan-paperwork","tag-moving-to-japan-checklist","tag-set-up-life-japan-foreigner"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Moving to Japan 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